Who's looking out for you?
Please understand that while it is not my intention to demonize banks, we need to be objective in that they are in business to make money for their shareholders. The primary goal of a bank is to provide customers with products and services. Those products and services create revenue and profits.
Their business model is simple: banks hold our money and then they lend it back to us and charge us interest. Furthermore, when we use their products, we end up with money going out in multiple directions — home mortgages, auto loans, credit cards, student loans, etc. While this all makes for an incredibly inefficient model on our end, it's great for maximizing banks’ profits. By far the most costly to the consumer is the 30-year mortgage, which keeps us in debt and ensuring a steady flow of profits to banks and lenders.
The good news is that you don't have to be chained down to this inefficient, one-sided system. There is a better way that will easily save you tens of thousands — and in many cases hundreds of thousands — of dollars in interest, providing you more financial safety, all without requiring you to change your monthly spending. This simple strategy allows you, rather than the bank, to get the benefit of your hard-earned money. It is up to you to make the best financial decisions for yourself and your family.
Here at Designed to Prosper, we're committed to empowering you with the information, analysis, and recommendations that will allow you to effectively implement this life-changing strategy in the most efficient way possible. Our mission is to see individuals and families break free from the bondage of debt and empowered to make the most of their hard-earned dollars. We have worked with hundreds of clients and would love to help you too.
Schedule a free consultation to find out how we can help you pay off your mortgage more quickly and save thousands of dollars in interest in the process.